Affordable Housing Development Advisory
Guidance across concept development, site strategy, financing, entitlements, design, construction, lease-up, and long-term stewardship.

Builder of Community · Advocate
CJO Development Advisors helps public, nonprofit, and private-sector partners move complex housing and community-development goals from vision to completion.

Experience at Every Stage
Senior-level advisory support shaped by more than four decades of building homes, partnerships, organizations, and stronger communities.
Guidance across concept development, site strategy, financing, entitlements, design, construction, lease-up, and long-term stewardship.
Executive-level support for housing authorities navigating affordable housing programs, portfolio strategy, operations, partnerships, and organizational priorities.
Hands-on leadership that aligns owners, consultants, public agencies, lenders, investors, contractors, schedules, budgets, and community commitments.
Authentic processes that listen to residents, build trust, support meaningful participation, and help projects reflect the needs of the people they serve.
Confidential counsel for leaders and boards making complex decisions about growth, governance, organizational performance, and community impact.
Strategy for layered public-private financing, tax credits, bonds, grants, soft debt, institutional capital, and mission-aligned development partnerships.
The CJO Difference
Every engagement receives Carol J. Ornelas’ direct attention, seasoned judgment, and commitment to solutions that are financially sound, operationally practical, and responsive to community priorities.
Schedule a consultation to explore how CJO Development Advisors can support your goals and strengthen your community.
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